Observations on the heavenly-earthy Pacific Northwest and life in vivid, quirky Seattle.

Tuesday, January 30, 2007

A "Co-operative" Culture

Cascadia abounds with joiners. There are so many organizations to be members of, and we do tend to jump on the bandwagon: charities, political organizations, and affinity groups (clubs) fill our lives. The Northwest also has a strong history of building and supporting a range of co-operatives. Some of the country’s oldest and largest co-operatives (“co-ops”) reside here in Cascadia.

What’s A Co-op?

Per the International Co-operative Alliance, a co-operative is: “"an autonomous association of persons united voluntarily to meet their common economic, social, and cultural needs and aspirations through a jointly-owned and democratically-controlled enterprise." They "are based on the values of self-help, self-responsibility, democracy, equality, equity and solidarity. In the tradition of their founders, co-operative members believe in the ethical values of honesty, openness, social responsibility and caring for others."

Very idealistic, non? Also, very practical. Co-operatives are created by their members to further mutual values and goals such as to create/ensure: access to organic food for consumers, access to commonly-owned processing equipment for farmers, affordable and healthcare. There are all kinds of co-ops. Here’s a sampling of a few you will find here:

Co-operative Banking (Credit Unions): Boeing Employees Credit Union

Started in 1935, BECU is ranked the fifth largest credit union (by asset size) in the United States and claims over 460,000 members. Their mission is to uphold our fundamental responsibility to actively serve people within their field of membership, and as appropriate, the communities they live in. They deliver a range of low-cost products and services to members. As stated on their website, “We will continually, in all facets of operations, demonstrate the value of membership in BECU while we look for better ways to reach out to the under-served.” Providing fair, affordable banking services and a commitment to improve quality of life in the community by reaching out to in-need communities in the area is the core of their purpose.

Consumer Co-operatives, Food: Puget Consumer Cooperative

PCC started as a food-buying club of 15 families in 1953. Today, it is the largest natural food co-operative in the nation. Their mission is to: 1) Provide the highest quality natural foods and products, 2) Create and cultivate the marketplace for locally grown and organic products and are a vital community resource on food, nutrition and environmental issues, and 3) Create and deliver the most satisfying natural foods shopping experience in the Northwest. PCC actively addresses issues such as farmland preservation, genetically engineered foods, organics and sustainable seafood through its buying policies and through advocacy activity.

Consumer Co-operatives, Outdoor Clothing and Equipment: Recreational Equipment, Inc. (REI)

REI was founded in 1938 by a group of Seattle-area mountaineers who wanted access to quality outdoor recreational gear at reasonable prices. It has grown to be the country's largest consumer-owned co-operative far exceeding 2 million active members. They focus on serving the interests of our customers through providing high quality clothing and equipment at fair prices with a liberal return policy, promoting environmental stewardship, and giving back to the community. Per their website, REI: “…donates millions of dollars to support conservation efforts nationwide, and sends scores of volunteers to build trails, clean up beaches, and teach outdoor ethics to kids. Through responsible business practices, we strive to reduce our environmental footprint.”

Healthcare Co-operatives: Group Health Cooperative

Group Health Cooperative was opened in 1947 by a community coalition dedicated to making quality health care available and affordable. Group Health is a consumer-governed, nonprofit health care system that coordinates care and coverage. Based in Seattle, the Group Health network serves approximately 568,344 members in Washington and Idaho. Per its website: “Today it is one of the few health care organizations in the country governed by consumers rather than internal executives. Its 11-member board of trustees — all Cooperative members elected by other members — work closely with management and medical staff to ensure that the organization's policies and direction put the needs of patients first.” GHC’s stated purpose is to transform health care, working to improve the care and well-being of their members and communities.

Housing Co-operatives

There are a range of forms of co-operative residences. None are large organizations, but are based on a singe home or small group of homes in the same area. Seattle Wiki has a list.

Co-ops provide viable and competitive options for purchasing goods and services for both individuals and small businesses, like farmers. Since the “shareholders” are the consumers (members) themselves, benefits including profit, is returned. Also, a lack of profit-motive helps ensure that the values and goals the co-ops are founded on do not erode under the pressure to reduce costs and maximize revenue. They are organizations in balance, or least strive to be. Each co-operative is led by a board of directors that represent the membership, ensuring the organizations management and staff operate efficiently and effectively in the organization’s interest. The success of co-ops, despite their relatively minimal marketing and other promotion, in the Northwest proves their relevance and necessity here. For-profit organizations aren’t meeting all needs of a market place that demands values of honesty, openness, social responsibility and caring for others as well as quality products at competitive prices. Viva la co-op!

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8 Comments:

Blogger Unknown said...

Thank you for a very informative blog on cooperatives. As you mention there are many benefits to belonging to a cooperative.

As the Marketing Manager for Group Health Credit Union I wanted to point out some additional benefits to being a member of a credit union. Credit unions are not-for-profit financial cooperatives that are owned by their members. They exist to serve their members, not to make a profit.

Group Health Credit Union was founded in 1949 to serve Group Health Cooperative employees. Now anyone in Washington state can be a member of Group Health Credit Union as well as many other credit unions.

As you stated cooperatives offer many unique benefits to their members. Many credit unions belong to a shared branching network, which means members can transact their financial business at almost any credit union even if it's not the one they joined.

For a funny look at someone's take on the difference between banks and credit unions go to this link: http://www.bankerspank.com/

For more information about Group Health Credit Union feel free to contact me at ardenc@ghcu.org or go to our website at www.ghcu.org.

1:04 PM

 
Blogger Cascadia Girl said...

I love that GHC, a co-op, sponsors a credit union. Somehow, it seems, the benefits must be squared!

- Cascadia Girl

3:25 PM

 
Anonymous Anonymous said...

Madison Market, aka Central Coop is probabaly the closest thing to the real nitty gritty coop in all of Seattle. BTW, cool blog--we've included a link on ours. J.P.

5:39 PM

 
Blogger Cascadia Girl said...

Thanks for the head's up, JP. Since they changed their name, I wasn't sure if they were still in co-op form. - CG

5:46 PM

 
Anonymous Anonymous said...

Co-ops are a good antidote to the usual greediness of a retail bank. However, not all credit unions are better than banks. As with banks, you need to shop around. Credit unions, at least in pennsyltucky, are acting very much like the big banks. I am doing less and less with a credit union I've had as my major bank because the smaller banks have better rates, send me less junk mail and have significantly superior customer service.

Agri-co-ops are an excellent idea for farmer and consumer. Ocean Spray is probably the best of that bunch. And the products the small local growing co-ops put to market at the farm stand are heads and tails about the local and regional grocers, including Wegmans.

As for Starbucks, feh. A recent East Coast taste test found their offerings to be overpriced (surprise!) and of lesser quality than the local McDonald's. It's not a total smack-down, however. Starbucks beat out Burger King in the taste test (but not in price). I do my own beans and bring it along.

-kraut

8:19 AM

 
Blogger Cascadia Girl said...

Hey Kraut, good counterpoint and reminder that buyer must always beware. I am scratching my head over your Starbucks comment, however, as they are a for-profit enterprise. Are you referring to some of the fair trade coffee they sell?

Well, despite (or, more accurately because) of my caffeine-swilling NW roots, my taste is definitely not of the Starbucks bent. An old friend used to call them "those bean-burning bastards."

8:53 AM

 
Anonymous Anonymous said...

Hi,

I'm a UK Co-operator with a blog on Co-ops in Cambridge - particularly the local area of the national Co-operative Group, which provides us with food, banking, insurance, funerals, travel agents, pharmacies etc.

As such, I really enjoyed your examination of Co-ops in Canada - interestingly enough, Recreational Equipment Inc. was used as an example of a Co-operative in our society's training module. It sounds like a great organisation!

Cheers,

Sam

8:08 AM

 
Blogger Cascadia Girl said...

Hey Sam, thanks so much for your comments! What is the address of your blog?

4:48 AM

 

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